Insurance Producer - Life and Health

The Nebraska Insurance Producer Life and Annuities, Accident and Health or Sickness Exam (13-03) likely covers topics necessary for obtaining a license to sell life insurance, annuities, accident, health, or sickness insurance in Nebraska. Key areas of study include:

• Insurance Basics: General principles of insurance, risk management, and policies.
• Life Insurance: Types of life insurance policies, policy provisions, and underwriting.
• Annuities: Types, uses, and policy structures.
• Health Insurance: Medical plans, policy provisions, and health maintenance organizations (HMOs).
• Accident and Sickness Insurance: Disability income, long-term care, and accident benefits.
• State Regulations: Nebraska-specific insurance laws and regulations.

Types of Jobs: Insurance Agent/Producer, Insurance Broker; Claims Adjuster, Underwriter, Customer Service Representative, Insurance Sales Manager.

Prerequisite: Be at least 18 years old; Have a strong communication skill and the desire to help people.

Leading Industry Employers: Mutual of Omaha, Blue Cross Blue Shield, State Farm, MetLife, and American Family.